Disability insurance is one of the most important elements of your insurance plan and will provide you with added help in navigating the issues that arise after a serious injury to you or a family member. At Cypress Insurance Professionals, our team will work with you to determine the right coverage for your specific set of needs. We will discuss your options with you in-depth to ensure that you receive extensive guidance and cost-effective disability insurance solutions.
Who Needs Disability Insurance?
Disability insurance is designed to help wage earners to maintain their financial stability if they are unable to work for a prolonged period of time. Many people obtain disability coverage through their employers. Part-time workers or those who are self-employed may need to take out personal insurance policies to ensure that they receive financial benefits if they are injured or become ill.
Short-Term and Long-Term Disability Insurance
Disability insurance policies provide protection for two basic situations:
- Short-term disability coverage provides financial support for injuries or illnesses that prevent the individual from working for a period of between three to six months.
- For periods of disability that last more than six months, long-term disability payments offer added help in meeting financial obligations for those who are no longer able to work.
Our team will help to determine your personal disability insurance requirements for you and your family.
If you are concerned about your ability to support yourself or your family after an accident or illness, Cypress Insurance Professionals will be happy to work with you to provide information and options to manage your Cypress insurance needs effectively. Call us today at 281-746-9273 to schedule a consultation with our team. We look forward to the chance to serve you.